LOAN pROMOTIONS

Auto Loan Promotion

Loan Details


***Additional .25% off listed rate when you purchase two ancillary loan products (GAP, Credit Insurance, Extended Warranty

Effective: October 1 - December 31, 2018

Maximum Loan: Up to 100% financing including tax, title and licensing not to exceed NADA Retail Value.

Application Fee: $25.00

Other Information: Extended warranty plans available.
GAP insurance available

Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Comprehensive and collision insurance required with maximum deductibles of $1000-Comprenhensive and $1000-Collision.

TERMS NEW, 1 & 2 YEAR OLD VEHICLES 3 & 4 YEAR OLD VEHICLES

5 YEAR OLD VEHICLES

Up to 30 Months      
Up to 36 Months 2.69%*    
Up to 42 Months      
Up to 48 Months 2.89%* 4.50%* 4.99%*
Up to 54 Months   4.69%* 5.15%*
Up to 60 Months 2.99%* 4.89%* 5.25%*
Up to 66 Months 3.09%* 4.99%* 5.50%*
Up to 72 Months 3.29%* 5.29%* Minimum Loan Amount must be greater than $20,001.00 Available only if two of the following products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.
Up to 78 Months 3.99%* Available only if two of the following products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance.
Up to 84 Months 4.15%* Available only if two of the following products are purchased with the loan: MMP, GAP, Credit life and Credit disability insurance. Minimum Loan Amount for this term is $34,000.00

Refinances available for vehicles up to 5 Years Old!**

2.00% below your current contract rate with maximums of 4.99% and minimums as listed as above for New, 1 & 2 year old vehicles. Cannot exceed remaining term on original contract. The Credit Union may, if approved by the Assistant Credit Manager and One Credit Manager offer members a rate .25% lower than and stated contract rate for a refinanced if the stated contract rate is equal to or lower than the minimum interest rate allowed under this policy. (i.e.) Member has a contract rate of 2.49% APR for 66 months, the credit union could offer to refinance the contract for 2.24% APR for the remainder of the original term.

2.00% below your current contract rate with maximums of 7.90% and minimums as listed as above for Three, Four & Five year old vehicles. Cannot exceed remaining term on original contract with a maximum term of 60 months.

*Annual Percentage Rate

**Vehicles currently financed with NAFT Federal Credit Union are NOT eligible for refinancing.