Make the season bright with extra cash — no credit check required!

NAFT Federal Credit Union is spreading holiday cheer with our Holiday No Hassle Loan, designed to help members enjoy a stress-free season.

Loan Details:

  • Effective November 3 - December 19
  • Must be in good standing
  • Available to members with a checking account and direct deposit for at least 2 years
  • No credit check required
  • Borrow up to $2,000
  • 12 month loan term
  • 18.00% APR* (1.00% discount with payroll deduction)
  • $35 loan application fee
  • Not eligible for skip-a-payment
  • No refinances, principal add-ons, or term extensions permitted

Early Applications Welcome!
We’re accepting applications now, but funds will be disbursed beginning November 3 for those who apply early.

Processing Time:
Members will be contacted 2–3 business days after their loan application is received. Please allow this time before reaching out to check on your application status.

Whether it’s for gifts, travel, or unexpected expenses, we’re here to help you make the most of the holidays — simply and affordably.

*Annual Percentage Rate. Monthly payment example on $2,000 would be $183.38 at 18% APR for 12 months. This loan will not be processed on Saturdays.

Apply Now
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