IRAs

NAFT Federal Credit Union - IRAs

Secure Your Future with an IRA

Start saving for a comfortable retirement with our Individual Retirement Accounts (IRAs). Choose between Traditional and Roth IRAs for flexible, tax-advantaged savings options that suit your needs, or set up a Coverdell Educational Savings Account to plan for educational expenses. Take the first step toward financial security and let your savings grow with us.

The IRA contribution limits for 2025 have been announced:

Traditional and Roth IRAs: Contribute up to $7,000
Catch-Up Contributions (50+): Add an extra $1,000, for a total of $8,000

Limits subject to IRS regulations. Check with your tax advisor for details.

Current IRA Rates

*APY means annual percentage yield. Penalty may apply for early withdrawal. See credit union for details.

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