Flood Relief - Helping Our Neighbors and Families Rebuild

Helping Hands Lifting a Neighborhood

The recent flooding in the Rio Grande Valley has left many families facing unexpected financial hardships. At NAFT Federal Credit Union, we are committed to supporting our community through this challenging time with special loan programs and payment relief options designed to help you get back on your feet.

Our Relief Programs

✅ Emergency Recovery Loans** – Low-interest unsecured loans with flexible terms to cover repairs, temporary housing, and other urgent expenses.

  • Interest Rate - 7.90% APR*
  • Term - Up to 36 Months
  • No payments for 60 Days
  • Maximum Loan Amount - Up to $5,000.00
  • $30 Loan Application Fee Applies
  • Must Qualify Under Standard Credit Union Guidelines Including Credit Checks

✅ Loan Skip A Pay** – If you have an existing loan with us, you may qualify for deferred payments to ease your financial burden.

  • Skip up to 2 consecutive loan payments (April/May)1
  • A $30 fee per skipped payment applies

✅ New and Used Auto Loans – Special financing to assist with  replacing vehicles due to flood damage.

  • Application fee waived
  • Maximum Loan Amount - $100,000.00
  • Maximum Term - 84 Months
  • No payments for 90 days
  • Rate - 4.40% APR* with 10% Down or 4.90% APR* with no down payment.

✅ Summer No Hassle Loan** – Our summer loan special  will be available beginning April 15, 2025 through June 13, 2025 to help you get the funds you need to recover and rebuild.

  • Maximum Loan Amount $2,000.00
  • Maximum Term - 12 Months
  • Interest Rate 18.00% APR* (or 17.00% APR* with Automatic Payments)
  • $35 Application Fee Applies

✅ Not Yet a Member? – Join us and we will waive the new membership fee and help you with the emergency loans above.

Applying is quick and easy online!

  1. Apply for a Loan
  2. Apply for a Skip-A-Pay
  3. Apply for Membership
  4. Apply for No Hassle Loan

*Annual Percentage Rate.
**Must be a member in good standing and qualify under standard credit union guidelines.  Application Fees may be assessed unless otherwise noted. 1TruStage limits the number of skipped payments covered by credit insurance or GAP. Skipped payments in excess of those limits may reduce coverage.

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