RATES
Interest Rates are subject to change without notice. Please contact NAFT Federal Credit Union at (956) 787-2774 for current loan interest rates.
Auto Loans
TERMS | NEW, 1, 2 & 3 YEAR OLD VEHICLES Under $60,000 Limited Time Only | NEW, 1, 2 & 3 YEAR OLD VEHICLES | 4 & 5 YEAR OLD VEHICLES | 6 & 7 YEAR OLD VEHICLES |
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up to 36 Months | 5.09% APR* | 5.39% APR* | 9.29% APR* | |
up to 42 Months | 9.69% APR* | |||
up to 48 Months | 5.29% APR* | 5.59% APR* | 7.09% APR* | 9.99% APR* |
up to 54 Months | 7.39% APR* | |||
up to 60 Months | 5.49% APR* | 5.79% APR* | 8.29% APR* | |
up to 66 Months | 8.49% APR* | |||
up to 72 Months | 5.79% APR* | 5.99% APR* | 8.89% APR* | |
up to 78 Months | ||||
up to 84 Months | 5.99% APR* | 6.29% APR* | 9.25% APR* |
*APR = Annual Percentage Rate. Vehicles currently financed with NAFT Federal Credit Union are NOT eligible for refinancing. Refinance available for vehicles up to 5 years old.
Motorcycle Loans
TERMS | NEW 1 & 2 YEAR OLD VEHICLES | With Automatic Payment | With Automatic Payment AND Credit Insurance |
---|---|---|---|
Up to 36 Months – | 08.29% APR | 08.04% APR | 7.79% APR |
Up to 48 Months – | 08.69% APR | 08.44% APR | 08.19% APR |
Up to 54 Months – | 09.29% APR | 09.04% APR | 08.79% APR |
Up to 60 Months – | 09.49% APR | 09.24% APR | 08.99% APR |
Up to 72 Months – | 09.69% APR | 09.44% APR | 09.19% APR |
Up to 84 Months – | 09.89% APR | 09.64% APR | 09.39% APR |
*APR = Annual Percentage Rate. Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Application Fee: $30.00. Maximum Loan: $40,000.
Boat-Motor Trailer Loans
TERMS | NEW & 1 YEAR OLD | 2 & 3 YEAR OLD | 4 & 5 YEAR OLD |
---|---|---|---|
up to 36 Months | 6.99% APR* | 7.49% APR* | 10.29% APR* |
up to 48 Months Borrow up to $10,000 | 7.29% APR* | 7.89% APR* | 10.69% APR* |
up to 60 Months Borrow $20,001 – $30,000 | 7.69% APR* | 8.89% APR* | 10.89% APR* |
up to 72 Months Borrow $30,001 – $40,000 | 8.29% APR* | 9.29% APR* | 11.00% APR* |
up to 84 Months Borrow $40,001 – $50,000 | 8.99% APR* | 10.49% APR* | |
up to 96 Months Borrow $50,0001 – $60,000 | 10.29% APR* |
*APR = Annual Percentage Rate. Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Application Fee: $30.00. Maximum Loan: $60,000.
Recreational Vehicle Loans
TERMS NEW 1, & 2 YEAR OLD MODELS 3 & 4 YEAR OLD MODELS 5 & 6 YEAR OLD MODELS
up to 36 Months
up to 42 Months
up to 48 Months
7.49% APR* 8.24% APR* 9.29% APR*
up to 60 Months
7.69% APR* 8.74% APR* 9.49% APR*
up to 72 Months
7.89% APR* 8.99% APR* 9.69% APR*
up to 78 Months
8.29% APR* 9.24% APR* 9.99% APR*
up to 84 Months
8.49% APR* 9.49% APR*
up to 96 Months 8.69% APR* 10.24% APR*
up to 120 Months 9.29% APR*
Up to 144 Months 9.69% APR*
*APR = Annual Percentage Rate. Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Up to 105% NADA Retail Value financing including tax, title and licensing not to exceed $75,000. Application Fee: $30.00. Maximum Loan: $80,000.
All-Terrain Vehicle (ATV) Loans, Personal Watercraft (PWC), and Accompanying Trailer Loans
TERMS | APR | With Credit Insruance, GAP, Warranty |
---|---|---|
Up to 48 Months – | 08.49% APR | 08.24% APR |
Up to 54 Months – | 08.89% APR | 08.64% APR |
Up to 60 Months – | 09.29% APR | 09.04% APR |
Up to 72 Months – | 09.49% APR | 09.24% APR |
*APR = Annual Percentage Rate. Members must qualify under standard credit union lending guidelines. Membership eligibility requirements apply. Application Fee: $30.00. Maximum Loan: $20,000.
NAFT FEDERAL CREDIT UNION
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NAFT@NAFTFCU.COOP • 956-787-2774
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901 N VETERANS BLVD
4301 N SUGAR ROAD
PHARR, TX 78577
134 E VAN BUREN SUITE 102
HARLINGEN, TX 78550