No Hassle Loan

We are now accepting applications for our No Hassle Loan however loan funds will be dispersed starting November 1st.  Please allow three business days for loan processing before contacting the credit union. Please note that loan contracts will be delivered by email using Docusign. If you are unable to see the email please check your spam/junk mail folder.

Requirements 

• Must have current proof of employment and/or income unless retired.

• Must have been employed continuously as a full-time employee for at least two years unless retired.

• Must have had the same checking account for at least the past two years unless the member has had direct deposit to their share account for the past two years.

• Must have had direct deposit to the Credit Union for at least the past two years.

• Bi-weekly employees will need to provide a letter of reasonable assurance from their employer.

• Must be in good standing with the Credit Union.

Loan Terms

• Maximum loan amount is $2000.00

• A $35.00 application will apply

• Loan Rate is 18.00% Annual Percentage Rate*

• Loan term is 12 months.

*Member will qualify for a 1.00% discount if the loan is repaid through payroll deduction, automatic transfer, or ACH.