You may qualify to skip a payment on your loan this holiday season! Our holiday Skip A Payment program allows eligible members to skip up to two consecutive loan payments (or 4 consecutive if loan is setup as bi-weekly) in November, December or January.  It’s the perfect solution if you need some extra cash to cover those pesky holiday expenses!

• Offer valid November 1 through January 10, 2025. Only payments due before January 10th may be skipped.
• Member must be in good standing with the credit union.
• The loan cannot have a history of delinquency (payments past due more than 15 days)
• The loan must have been open for at least 60 days and at least one payment made
• Interest will continue to accrue on the unpaid balance
• Deferral requests must be submitted in writing no later than 7 business days before the payment due date.
• A Non-Refundable processing fee of $30 will be assessed for each payment deferral.
• Real Estate, Credit Cards, Home Equity, Open End, Mortgage, No Hassle Loans, or other loans in which the skip a payment fee would cause the aggregate finance charge for the loan to exceed the maximum of 18.00 APR* are not eligible for payment deferral.