Courtesy Pay provides an extra safety net when your checking account and Overdraft Protection aren’t enough to cover a check or automatic payment.
It allows these transactions to go through even if your account temporarily dips into a negative balance, up to a set limit. For just $25 per covered item, you can avoid missed payments and the hassle of returned items. While it's a helpful solution for occasional shortfalls, frequent use may indicate it's time to revisit your budget. Stay protected with Courtesy Pay for unexpected expenses!
NAFT FCU waives the $25 fee when items that overdraw account are $25 or less.