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ACCOUNT RATES
Current Certificate Rates
| TERM | Dividends Paid | Opening Deposit | Minimum Balance to Earn Stated APY | Dividend Rate | APY* |
|---|---|---|---|---|---|
| 1 month Certificate | At Maturity | $1,000 | $1,000 | 0.15% | 0.15% |
| 6 Months | At Maturity | $1,000 | $1,000 | 4.45% | 4.50% |
| 12 Months | Quarterly | $1,000 | $1,000 | 4.25% | 4.32% |
| 18 Months | Quarterly | $1,000 | $1,000 | 2.85% | 2.88% |
| 24 Months | Quarterly | $1,000 | $1,000 | 2.85% | 2.88% |
| 30 Months | Quarterly | $1,000 | $1,000 | 2.85% | 2.88% |
| 36 Months | Quarterly | $1,000 | $1,000 | 2.85% | 2.88% |
| 12 Month Mini Jumbo | Quarterly | $25,000 | $25,000 | 2.40% | 2.42% |
| 18 Month Mini Jumbo | Quarterly | $25,000 | $25,000 | 2.40% | 2.42% |
| 12 Month IRA 80-89 | Quarterly | $500 | $500 | 4.25% | 4.32% |
| 18 Month IRA 80-89 | Quarterly | $500 | $500 | 3.40% | 3.44% |
*APY means annual percentage yield. Penalty may apply for early withdrawal. See credit union for details.
Current Savings Rates
| Account Type | Dividends Paid | Opening Deposit | Minimum Balance to Earn Stated APY | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Regular Share | Monthly | $20 (Plus a $5 fee) | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.100% 0.100% 0.100% | 0.100% 0.100% 0.100% |
| Trust Share Account | Monthly | $20 (Plus a $5 fee) | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.100% 0.100% 0.100% | 0.100% 0.100% 0.100% |
| Share Draft Checking 91/92 | Monthly | $25.00 | $2,000.00-Above | 0.015% | 0.015% |
| Special Savings | Monthly | Optional | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.100% 0.100% 0.100% | 0.100% 0.100% 0.100% |
| Money Market | Monthly | $2,000 | $2,000 | 1.05% | 1.055% |
| Christmas Club | Monthly | Optional | Earns on any balance | 0.65% | 0.652% |
| Trust Club | Monthly | $20.00 | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.100% 0.100% 0.100% | 0.100% 0.100% 0.100% |
| IRA Coverdell Club | Monthly | Optional | Earns on any balance | 1.15% | 1.16% |
| Escrow Account | Monthly | Optional | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.100% 0.100% 0.100% | 0.100% 0.100% 0.100% |
| IRA Roth Club | Monthly | Optional | Earns on any balance | 1.15% | 1.16% |
| Traditional IRA Share | Monthly | Optional | Earns on any balance | 1.15% | 1.16% |
*An early withdrawal penalty of $25.00 applies.
NAFT FEDERAL CREDIT UNION
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NAFT@NAFTFCU.COOP • 956-787-2774
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901 N VETERANS BLVD
4301 N SUGAR ROAD
PHARR, TX 78577
134 E VAN BUREN SUITE 102
HARLINGEN, TX 78550
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