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ACCOUNT RATES
Current Certificate Rates
| TERM | Dividends Paid | Opening Deposit | Minimum Balance to Earn Stated APY | Dividend Rate | APY* |
|---|---|---|---|---|---|
| 1 month Certificate | At Maturity | $1,000 | $1,000 | 0.35% | 0.35% |
| 6 Months | At Maturity | $1,000 | $1,000 | 0.70% | 0.70% |
| 12 Months | Quarterly | $1,000 | $1,000 | 1.00% | 1.00% |
| 18 Months | Quarterly | $1,000 | $1,000 | 1.10% | 1.10% |
| 24 Months | Quarterly | $1,000 | $1,000 | 1.25% | 1.26% |
| 30 Months | Quarterly | $1,000 | $1,000 | 1.35% | 1.36% |
| 36 Months | Quarterly | $1,000 | $1,000 | 1.50% | 1.51% |
| 12 Month Mini Jumbo | Quarterly | $25,000 | $25,000 | 1.20% | 1.21% |
| 18 Month Mini Jumbo | Quarterly | $25,000 | $25,000 | 1.40% | 1.41% |
| 12 Month IRA 80-89 | Quarterly | $500 | $500 | 1.30% | 1.31% |
| 18 Month IRA 80-89 | Quarterly | $500 | $500 | 1.40% | 1.41% |
*APY means annual percentage yield. Penalty may apply for early withdrawal. See credit union for details.
Current Savings Rates
| Account Type | Dividends Paid | Opening Deposit | Minimum Balance to Earn Stated APY | Dividend Rate | Annual Percentage Yield |
|---|---|---|---|---|---|
| Regular Share 00 | Monthly | $20 (Plus a $5 fee) | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.05% 0.06% 0.08% | 0.05% 0.06% 0.08% |
| Trust Share Account | Monthly | $20 (Plus a $5 fee) | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.04% 0.05% 0.12% | 0.04% 0.05% 0.12% |
| Share Draft Checking 91/92 | Monthly | $25.00 | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.00% 0.00% 0.05% | 0.00% 0.00% 0.05% |
| Special Savings 61 | Monthly | Optional | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.05% 0.06% 0.08% | 0.05% 0.06% 0.08% |
| Money Market 62 | Monthly | $2,000 | $2,000 | 0.29% | 0.29% |
| Christmas Club 63* | Monthly | Optional | Earns on any balance | 0.70% | 0.70% |
| Trust Club 64 | Monthly | $20.00 | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.05% 0.06% 0.08% | 0.05% 0.06% 0.08% |
| IRA Coverdell Club 65 | Monthly | Optional | Earns on any balance | 0.60% | 0.60% |
| Escrow Account 66 | Monthly | Optional | $100.00-$499.99 $500.00-$1,999.99 $2,000.00-Above | 0.05% 0.06% 0.08% | 0.05% 0.06% 0.08% |
| IRA Roth Club 68 | Monthly | Optional | Earns on any balance | 0.60% | 0.60% |
| Traditional IRA Share 69 | Monthly | Optional | Earns on any balance | 0.60% | 0.60% |
*An early withdrawal penalty of $25.00 applies.
Warm Up Your Wallet With Special Discounts
Special Member Benefit Another Benefit of Membership from NAFT Federal
Important Update Regarding COVID-19 Dear NAFT Federal Credit Union Members,
NAFT FEDERAL CREDIT UNION
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[email protected] • 956-787-2774
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901 N VETERANS BLVD
4301 N SUGAR ROAD
PHARR, TX 78577
134 E VAN BUREN SUITE 102
HARLINGEN, TX 78550
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