Auto Loans

New or used, our auto loan rates keep you and your wallet happy so you can hit the road in style!

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Recreational Vehicles

Camping? Hiking? No matter what your interests are our RV/ Motorhome rates can help you get a home away from home on wheels!

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Personal Motorsports

Get your adrenaline going on two wheels, four wheels or even on the water! Get approved for a jetski, motorcycle, or atv so you can get going even faster!

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Home Equity

Home in need of some TLC? Adding room? Wanna beat the heat in a new pool this summer? Use the equity in your home and get it all done with low low rates!

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Debt Consolidation

Credit Card debt keeping you up at night? Let the go of the stress with a loan that can help lower your interest rate and lower your monthly payment!

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Boat Loans

Always wanted to cruise the open water? Our low rates make our boat loans smooth sailing!

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Vacation Loans

Quarantining got you feeling stuck? Our vacation loans help you plan the perfect getaway. Low rates and low payments will have you feeling stress free.

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Full Loan Information

Interest Rates are subject to change without notice.  Please contact NAFT Federal Credit Union at (956) 787-2774 for current interest rates.

TERMSNEW, 1, 2 & 3 YEAR OLD VEHICLES
Under $60,000
Limited Time Only
NEW, 1, 2 & 3 YEAR OLD VEHICLES4 & 5 YEAR OLD VEHICLES6 & 7 YEAR OLD VEHICLES
up to 36 Months5.09% APR*5.39% APR*9.29% APR*
up to 42 Months9.69% APR*
up to 48 Months5.29% APR*5.59% APR*7.09% APR*9.99% APR*
up to 54 Months7.39% APR*
up to 60 Months5.49% APR*5.79% APR*8.29% APR*
up to 66 Months8.49% APR*
up to 72 Months5.79% APR*5.99% APR*8.89% APR*
up to 78 Months
up to 84 Months5.99% APR*6.29% APR*9.25% APR*

*Annual Percentage Rate

TERMSNEW 1, & 2 YEAR OLD MODELS3 & 4 YEAR OLD MODELS5 & 6 YEAR OLD MODELS
up to 36 Months
up to 42 Months
up to 48 Months
7.49% APR*8.24% APR*9.29% APR*
up to 60 Months
7.69% APR*8.74% APR*9.49% APR*
up to 72 Months
7.89% APR*8.99% APR*9.69% APR*
up to 78 Months
8.29% APR*9.24% APR*9.99% APR*
up to 84 Months
8.49% APR*9.49% APR*
up to 96 Months8.69% APR*10.24% APR*
up to 120 Months9.29% APR*
Up to 144 Months9.69% APR*

*Annual Percentage Rate

Motorcycles

TERMSNEW 1 & 2 YEAR OLD VEHICLESWith Automatic PaymentWith Automatic Payment AND Credit Insurance
Up to 36 Months –08.29% APR08.04% APR7.79% APR
Up to 48 Months –08.69% APR08.44% APR08.19% APR
Up to 54 Months –09.29% APR09.04% APR08.79% APR
Up to 60 Months –09.49% APR09.24% APR08.99% APR
Up to 72 Months –09.69% APR09.44% APR09.19% APR
Up to 84 Months –09.89% APR09.64% APR09.39% APR

Other Motorsports Vehicles

TERMSAPRWith Credit Insruance, GAP, Warranty
Up to 48 Months –08.49% APR08.24% APR
Up to 54 Months –08.89% APR08.64% APR
Up to 60 Months –09.29% APR09.04% APR
Up to 72 Months –09.49% APR09.24% APR

*Annual Percentage Rate

AmountRate for 60 MonthsRate for 72 MonthsRate for 96 MonthsRate for 120 Months
$30,000.00 - $40,000.00Home Equity Loans Not Available At This Time
$40,001.00 - $50,000.00
Over $50,000.00

*Annual Percentage Rate

TERMSStandard RateRate with Credit Insurance
Up to 18 Months8.99% APR*7.74% APR*
Up to 24 Months8.29% APR*8.04% APR*
Up to 30 Months8.69% APR*8.44% APR*
Up to 36 Months8.99% APR*8.74% APR*
Up to 42 Months9.29% APR*9.04% APR*
Up to 48 Months9.49% APR*9.24% APR*

1.25% rate discount for repaying loan through payroll deduction, automatic transfer or ACH.

.25% rate discount for purchasing credit life and credit disability insurance

*Annual Percentage Rate

TERMSNEW & 1 YEAR OLD 2 & 3 YEAR OLD4 & 5 YEAR OLD
up to 36 Months6.99% APR*7.49% APR*10.29% APR*
up to 48 Months
Borrow up to $10,000
7.29% APR*7.89% APR*10.69% APR*
up to 60 Months
Borrow $20,001 - $30,000
7.69% APR*8.89% APR*10.89% APR*
up to 72 Months
Borrow $30,001 - $40,000
8.29% APR*9.29% APR*11.00% APR*
up to 84 Months
Borrow $40,001 - $50,000
8.99% APR*10.49% APR*
up to 96 Months
Borrow $50,0001 - $60,000
10.29% APR*

*Annual Percentage Rate

Loan 1 - Up to $1,500 must be paid off by 5/31/22 at 8.90% APR* 

Loan 2 - Up to $3,000 must be paid off by 11/01/22 at 11.90% APR* 

*Annual Percentage Rate

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NCUA - Equal Housing

Routing Number – 314987372 | App Code – GoMobile0712