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Auto Loans
New or used, our auto loan rates keep you and your wallet happy so you can hit the road in style!
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Recreational Vehicles
Camping? Hiking? No matter what your interests are our RV/ Motorhome rates can help you get a home away from home on wheels!
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Personal Motorsports
Get your adrenaline going on two wheels, four wheels or even on the water! Get approved for a jetski, motorcycle, or atv so you can get going even faster!
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Home Equity
Home in need of some TLC? Adding room? Wanna beat the heat in a new pool this summer? Use the equity in your home and get it all done with low low rates!
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Debt Consolidation
Credit Card debt keeping you up at night? Let the go of the stress with a loan that can help lower your interest rate and lower your monthly payment!
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Boat Loans
Always wanted to cruise the open water? Our low rates make our boat loans smooth sailing!
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Vacation Loans
Quarantining got you feeling stuck? Our vacation loans help you plan the perfect getaway. Low rates and low payments will have you feeling stress free.
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Full Loan Information
Interest Rates are subject to change without notice. Please contact NAFT Federal Credit Union at (956) 787-2774 for current interest rates.
| TERMS | NEW, 1, 2 & 3 YEAR OLD VEHICLES | 4 & 5 YEAR OLD VEHICLES | 6 & 7 YEAR OLD VEHICLES |
|---|---|---|---|
| up to 36 Months | 6.29% APR* | 8.09% APR* | |
| up to 42 Months | 8.49% APR* | ||
| up to 48 Months | 6.69% APR* | 6.59% APR* | 8.89% APR* |
| up to 54 Months | 6.99% APR* | ||
| up to 60 Months | 7.49% APR* | 7.69% APR* | |
| up to 66 Months | 7.99% APR* | ||
| up to 72 Months | 7.49% APR* | 8.29% APR* | |
| up to 78 Months | |||
| up to 84 Months | 7.69% APR* | 8.49% APR* |
*Annual Percentage Rate
| TERMS | NEW 1, & 2 YEAR OLD MODELS | 3 & 4 YEAR OLD MODELS | 5 & 6 YEAR OLD MODELS |
|---|---|---|---|
| up to 36 Months | |||
| up to 42 Months | |||
| up to 48 Months | 7.49% APR* | 8.24% APR* | 9.29% APR* |
| up to 60 Months | 7.69% APR* | 8.74% APR* | 9.49% APR* |
| up to 72 Months | 7.89% APR* | 8.99% APR* | 9.69% APR* |
| up to 78 Months | 8.29% APR* | 9.24% APR* | 9.99% APR* |
| up to 84 Months | 8.49% APR* | 9.49% APR* | |
| up to 96 Months | 8.69% APR* | 10.24% APR* | |
| up to 120 Months | 9.29% APR* | ||
| Up to 144 Months | 9.69% APR* |
*Annual Percentage Rate
Motorcycles
| TERMS | NEW 1 & 2 YEAR OLD VEHICLES | With Automatic Payment | With Automatic Payment AND Credit Insurance |
|---|---|---|---|
| Up to 36 Months | 7.29% APR* | 7.04% APR* | 6.79% APR* |
| Up to 48 Months | 7.69% APR* | 7.44% APR* | 7.19% APR* |
| Up to 54 Months | 8.29% APR* | 8.04% APR* | 7.79% APR* |
| Up to 60 Months | 8.49% APR* | 8.24% APR* | 7.99% APR* |
| Up to 72 Months | 8.69% APR* | 8.44% APR* | 8.19% APR* |
| up to 84 Months | 8.89% APR* | 8.64% APR* | 8.39% APR* |
Other Motorsports Vehicles
| TERMS | APR | With Credit Insruance, GAP, Warranty |
|---|---|---|
| Up to 48 Months | 7.69% APR* | 7.44% APR* |
| Up to 54 Months | 8.09% APR* | 7.84% APR* |
| Up to 60 Months | 8.49% APR* | 8.24% APR* |
| Up to 72 Months | 8.69% APR* | 8.44% APR* |
*Annual Percentage Rate
| Amount | Rate for 60 Months | Rate for 72 Months | Rate for 96 Months | Rate for 120 Months |
|---|---|---|---|---|
| $30,000.00 - $40,000.00 | Home Equity Loans Not Available At This Time | |||
| $40,001.00 - $50,000.00 | ||||
| Over $50,000.00 |
*Annual Percentage Rate
| TERMS | Standard Rate | Rate with Credit Insurance |
|---|---|---|
| Up to 18 Months | 8.99% APR* | 7.74% APR* |
| Up to 24 Months | 8.29% APR* | 8.04% APR* |
| Up to 30 Months | 8.69% APR* | 8.44% APR* |
| Up to 36 Months | 8.99% APR* | 8.74% APR* |
| Up to 42 Months | 9.29% APR* | 9.04% APR* |
| Up to 48 Months | 9.49% APR* | 9.24% APR* |
1.25% rate discount for repaying loan through payroll deduction, automatic transfer or ACH.
.25% rate discount for purchasing credit life and credit disability insurance
*Annual Percentage Rate
| TERMS | NEW & 1 YEAR OLD | 2 & 3 YEAR OLD | 4 & 5 YEAR OLD |
|---|---|---|---|
| up to 36 Months | 5.99% APR* | 6.49% APR* | 7.49% APR* |
| up to 48 Months Borrow up to $10,000 | 6.29% APR* | 6.89% APR* | 7.89% APR* |
| up to 60 Months Borrow $20,001 - $30,000 | 7.29% APR* | 7.89% APR* | 8.49% APR* |
| up to 72 Months Borrow $30,001 - $40,000 | 7.6% APR* | 8.89% APR* | 9.69% APR* |
| up to 84 Months Borrow $40,001 - $50,000 | 8.29% APR* | 9.29% APR* | |
| up to 96 Months Borrow $50,0001 - $60,000 | 8.99% APR* |
*Annual Percentage Rate
Loan 1 - Up to $1,500 must be paid off by 5/31/22 at 8.90% APR*
Loan 2 - Up to $3,000 must be paid off by 11/01/22 at 11.90% APR*
*Annual Percentage Rate
NAFT FEDERAL CREDIT UNION
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NAFT@NAFTFCU.COOP • 956-787-2774
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901 N VETERANS BLVD
4301 N SUGAR ROAD
PHARR, TX 78577
134 E VAN BUREN SUITE 102
HARLINGEN, TX 78550
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Contact
Routing Number – 314987372 | App Code – GoMobile0712